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Can I still get a car loan without all the required documents?

Missing documents may not stop the approval process. Alternative paperwork can sometimes be accepted. Early communication improves approval chances.

Quick Summary

Missing documents may be replaced with alternatives.

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Answered by Chadwick Calhoun

Last updated 12/15/2025, 11:31:28 AM

If you’re missing a document, let us know before your appointment. We may be able to find an alternative solution or let you know if a substitute document is acceptable.

All documents need to be clear and printed. If you don’t have a printer, we can print them for you—just email us the documents in PDF format ahead of your appointment. This helps us comply with bank requirements and improves your chances of approval.

Chadwick Calhoun
Chadwick Calhoun

General Sales Manager, Grote Automotive

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